10 Common Myths About Personal Injury Claims
There are many myths and misconceptions surrounding personal injury claims and lawsuits. Unfortunately, these common misconceptions can keep many people from filing personal injury claims against those whose gross negligence or malicious intent has caused them harm.
Here are 10 of the most common myths surrounding personal injury claims, lawsuits, and lawyers so you can file your own personal injury claims with confidence.
- Personal injury lawsuits take years. It’s impossible to determine how long your personal injury lawsuit will take because you can’t compare one to another. Some cases can be complicated and may take years to resolve while others that are more straightforward could take a more reasonable amount of time. It’s important to note that your personal injury lawyer will everything in their power to complete your personal injury claims process as soon as possible.
- Your insurance will cover all of your costs if you’re injured. Your insurance company’s primary concern is their bottom line. While injuries from car accidents are fairly common (up to 3 million people are injured in car accidents on U.S. roads every year), insurance companies only pay approximately 50% of the costs that are associated with motor vehicle accidents. Car accident victims may end up paying about 25% of their injury or crash costs out of their own pockets. Depending on how bad the car accident was, those costs can add up quickly. It’s for this reason that motor vehicle accident victims often end up filing personal injury claims.
- The person responsible for your injuries will pay out of pocket for them. Some motor vehicle accident victims may not want to file personal injury claims against the other driver even if they’re responsible for the accident. This is because they believe the other driver will have to pay entirely out of pocket for their injuries, medical expenses, and property damage. But that isn’t true. The reality of many personal injury cases is that the person guilty of causing your injuries won’t be paying out of pocket for your pain and suffering. Instead, the at-fault person’s insurance will be paying your settlement or award.
- Filing against a friend or family member will threaten their financial security. You may be hesitant to file personal injury claims against a friend or family member if they were responsible for your injuries. Even if your relationship with them has changed, you may not want to jeopardize their financial situations by “taking money” from them. But as we mentioned in the point above, your friend or family member isn’t paying for your property damage and medical bills out of pocket. It’s their insurance company that will be covering the expenses should you choose to take legal action against them.
- You’ll need to attend lengthy hearings. In the event that your personal injury claims go to trial, you may need to attend some hearings. But most personal injury claims reach a settlement that’s satisfactory for both parties before they ever need to go to trial. This is beneficial for car accident victims or other victims of personal injury who are recovering from serious injuries and may not be able to leave the house. That said, don’t let your fear of being unable to attend a hearing because of your injuries keep you from filing personal injury claims against the at-fault individual.
- It’s not worth talking to a lawyer if you have minor injuries. You don’t need to suffer from a traumatic injury to file personal injury claims against the person who hurt you. Your personal injury attorney is there to help you whether you’ve broken an ankle or suffered a brain injury. It’s also important that you don’t downplay your injuries. What might not seem like much of an injury to you can add up later down the line. For instance, “minor” injuries may still require an ER visit. Hospital fees can get expensive, especially if there are additional tests and X-rays that need to be done. If you were the victim of another person’s negligence or malicious intent, it isn’t right that you should be paying thousands of dollars in medical expenses to treat any injury. That said, don’t be afraid to file personal injury claims regardless of how “minor” the injury is after the accident.
- You have plenty of time to file personal injury claims. Some personal injury victims choose to wait to file personal injury claims until their injuries have healed. But it’s not a good idea to wait when it comes to personal injury claims. There’s a statute of limitations on how long you can wait to file your claim before you can’t file anymore. The statute of limitations typically begins on the day you’ve sustained the injury or learned about it. In Texas, beginning on the day you’ve sustained your injury, you have up to two years to file personal injury claims. There are some circumstances where you can extend the time frame to file a lawsuit, but these circumstances are usually complex and limited.
- You’re greedy if you file a personal injury lawsuit. This is one of the most common myths surrounding personal injury law and is often why many people choose not to file their personal injury claims. But you’re not greedy for needing your medical expenses and property damage repairs covered. If you’re the victim of another person’s negligence or malicious intent, there’s a chance you may not have the money to cover these unexpected expenses, either. Medical bills can add up fast and property damage can keep you from getting to and from work. Don’t worry about how you’ll appear to others when you need compensation for damages and injuries that aren’t your fault. What’s more, filing lawsuits negligent people is also important to hold them responsible for the harm they’ve caused. By seeking justice for your property damage and injuries, you could also be helping to mitigate the property damage and injuries caused to others in the future.
- Litigation is necessary to receive compensation. As mentioned in one of our previous points, you may not need to attend a hearing at all during your personal injury case. And you may not need to go to court to receive compensation for your property damage and injuries, either. Many personal injury claims can be resolved using settlements that don’t go to court. However, if your personal injury case is complex or a settlement can’t be reached, litigation may be needed.
- Holding out will get you a better settlement. While holding out may be the right thing to do during some personal injury settlements, that isn’t always the best decision. And, unfortunately, not all personal injury cases are guaranteed compensation. Your personal injury attorney will review and analyze every detail of your case to develop the best strategy to get you the best possible compensation for your injuries and property damage.
Need personal injury lawyers Odessa TX residents trust?
If you’ve suffered from dog bite injuries, car accident injuries, or other personal injuries, you’re not alone. In fact, approximately 2.35 million people suffer from injuries or disabilities in the U.S. after a car accident every year.
The good news is the law offices of Heriberto Ramos can help you file your personal injury claims and fight for your personal injury compensation. For more information, schedule a consultation at the law offices of Heriberto Ramos today.